Hyatt’s first business credit card is the World of Hyatt Business Credit Card*, which is offered by Chase. For a $199 annual fee, it offers a number of benefits similar to those offered by some of the best hotel credit cards currently available.
Business owners who are busy will benefit from the World of Hyatt Business card’s adaptive rewards, which automatically adjust based on the cardholders’ top spending categories without the need for tracking or activation. Business cardholders can earn boosted World of Hyatt points in a variety of categories and use them to earn rewards like free nights, elite status, and room and suite upgrades.
The World of Hyatt Business Credit Card might be the right choice for you if you prefer Hyatt properties and are looking for a business card that supports your entrepreneurial endeavours and travel preferences.
Benefits of the World of Hyatt Business Credit Card
An overview of the World of Hyatt Business credit card is provided below:
| Card | World of Hyatt Business Credit Card |
| Welcome bonus | 60,000 points after you spend $5,000 on purchases within 3 months of account opening |
| Rewards rate |
|
| Annual fee | $199 |
Sign-up bonus
The 60,000-point welcome bonus, which is available after spending $5,000 within the first three months of opening your account, is the first noteworthy feature. Given that the most valuable hotel points are World of Hyatt points, which are worth 2.1 cents each, this welcome bonus could be worth up to $1,270 when used to make hotel reservations.
Earning rewards
There are many ways to earn rewards with this card other than just for hotel stays, which makes it stand out in terms of rewards earning. With this card, you can earn unlimited rewards by earning 2X points on your top three spend categories each quarter (through December 31, 2023), followed by 2X points on your top two spend categories each quarter after that.
Top spend categories that qualify include:
- Dining
- gasoline pumps
- Shipping
- airline tickets purchased directly
- Commuting and local transportation
- Rental car companies
- telephone, cable, and the internet
- Advertising on social media and search engines
If you use your card at Hyatt hotels and resorts, you’ll then earn 4X points, and if you join the World of Hyatt loyalty programme, you’ll earn 5X base points, for a total of up to 9X points on Hyatt stays and experiences. Additionally, you can earn 2X points for joining a gym or fitness centre and 1X points for all other purchases.
Redeeming rewards
There are so many different ways to use your points in the World of Hyatt programme. Typically, points can be used to purchase:
- Free evenings
- resort encounters
- Stays at MGM Resorts, Miraval Resorts, and Small Luxury Hotels of the World that qualify
- Cash stays plus points
- Room improvements
- Spa and dining services
- FIND encounters
- voyages with Lindblad Expeditions
- bookings for events and meetings
- Points for sharing and giving
- Transferring points to airline and lodging partners
- Avis Rental Car
Free nights or room upgrades at any of the chain’s properties are the ideal uses for World of Hyatt points. The hotel categories for these establishments range from Category 1 to 8. Depending on the hotel category, type of room, and season, different amounts of points are required for a free night or upgrade (such as peak or off-peak).
Furthermore, while you can transfer your World of Hyatt rewards to partners like airlines and car rental agencies, these redemptions are less valuable than getting free nights or upgrades at Hyatt properties.
perks of elite status
Along with the generous rewards programme, you’ll also benefit from elite status benefits (which can boost your rewards earnings, among other benefits). When you apply for the card, the World of Hyatt loyalty programme will automatically upgrade you to Discoverist status (which typically requires 10 tier-qualifying nights or 25,000 base points). Additionally, you may grant Discoverist status to a maximum of five employees. Additionally, for every $10,000 you spend in a calendar year, you can earn five tier-qualifying night credits. These credits can be applied to elevate your elite status and accelerate the earning of Milestone Rewards.
Bonus points each year
You will receive 10% of your redeemed points back (on up to 200,000 points redeemed) as bonus points for the remainder of the calendar year if you use your card to make a purchase of $50,000 or more in a calendar year. Additionally, because employee cards are free, the $50,000 requirement is met by their spending. However, take note that points acquired in this way can only be exchanged for FIND experiences, Points + Cash stays, room upgrades, and dining and spa services.
Hyatt Leverage subscription
Holders of business cards have access to Hyatt Leverage, a global business travel programme from Hyatt that grants eligible small- and medium-sized businesses discounted rates at participating Hyatt hotels around the world. You could save more than $350 a year with this membership thanks to discounts on standard room rates.
Credits for up to $100 at Hyatt
You can receive up to two $50 statement credits per anniversary year when you spend $50 or more at any Hyatt property, for a maximum of $100 in Hyatt statement credits each year.
travel and acquire advantages
With this card, you’ll also enjoy a tonne of travel and shopping benefits, like:
- Absence of foreign transaction fees
- collision damage waiver for car rentals
- Insurance for trip interruption and cancellation
- Emergency assistance and travel
- Added warranty coverage
- Purchase insurance
The conclusion
Anyone who owns a business, travels frequently, prefers to stay at Hyatt properties, and can benefit from the card’s numerous benefits is a good candidate for the World of Hyatt Business Credit Card. Because the card doesn’t require activation or tracking, which is a common feature of cards with similar bonus categories, time-pressed business owners will find it simple to use.
The World of Hyatt Business Credit Card from Chase also has more features than its World of Hyatt Credit Card* for consumers, which has fewer features and a lower annual fee. The World of Hyatt Business Credit Card offers more perks and rewards than its consumer counterpart if you own a business, travel frequently, and are a fan of the Hyatt brand.