With a Capital One travel card, you can earn miles on everything you buy, including travel expenses. You can use any number of miles to book flights, cruises, hotel stays, car rentals, and ride-sharing services. You can also get a credit on your statement for travel you booked up to 90 days ago.
Miles can also be moved to more than 15 loyalty programmes and used to buy gift cards or shop online. When you use your rewards to book a trip, there are no seat limits or blackout dates. And Venture miles never go away as long as your account is still active.
No matter which Capital One travel card you choose, you’ll have special access to sports and entertainment tickets and reservations at high-end restaurants through a programme that Capital One has set up. And your benefits don’t end at the U.S. border. You can use your card overseas without having to pay a foreign transaction fee.
Keep reading to learn more about the best Capital One credit cards for travel.
| CREDIT CARD | BEST FOR | FEATURES |
|---|---|---|
| Capital One VentureOne Rewards Card | Everyday spending | – 1.25x miles on every purchase – 5x miles on hotels and rental cars booked via Capital One Travel – 0% introductory APR on purchases and balance transfers for 15 months – 16.49% – 26.49% variable APR after intro period – 20,000 bonus miles offer for new cardmembers who spend $500 in the first three months – No annual fee |
| Capital One Venture Rewards Card | Accumulating miles quickly | – 2x miles on every purchase – 5x miles on hotels and rental cars booked via Capital One Travel – 75,000 bonus miles offer for new cardmembers who spend $4,000 in the first three months – Up to $100 credit for Global Entry or TSA PreCheck – $95 annual fee – 17.49% – 25.49% variable APR |
| Capital One VentureOne Rewards for Good Credit | Mile rewards for users with imperfect credit | – 1.25x miles on every purchase – 5x miles on hotels and rental cars booked via Capital One Travel – No annual fee – 26.99% variable APR |
| Capital One Venture X Card | Frequent travelers | – 2x miles on every purchase – 10x miles on hotels and rental cars booked via Capital One Travel – 5x miles on flights booked via Capital One Travel – 75,000 bonus miles offer for new cardmembers who spend $4,000 in the first three months – 10,000 bonus miles every year on your account anniversary – $395 annual fee – Up to $300 in statement credits for travel booked through Capital One Travel every year – Up to $100 credit for Global Entry or TSA PreCheck – Unlimited access to Capital One Lounges for up to two guests per visit – Cell phone protection up to $800 if you pay your bill with the Venture X card – 18.49% – 25.49% variable APR |
Capital One VentureOne Reward Card
Users with good credit who want a simple way to earn miles should use it.
Consider the Capital One VentureOne Rewards credit card if you want to earn miles but don’t use your credit card often enough to justify paying an annual fee. You get 1.25 miles for every dollar you spend, 5 miles for every $1 you spend on hotels and rental cars booked through Capital One Travel, and 20,000 bonus miles when you spend $500 on purchases within three months of opening your account.
You can use your rewards for more than just travel. You can also use them to buy things from Amazon.com and PayPal Checkout.
Pros
- 1.25 miles per dollar spent
- APR of 0% on purchases for the first 15 months, then a variable APR of between 16.49% and 26.49%.
- Bonus miles that are easy to get for new cardholders
- No fee per year
- No fees for foreign transactions
Cons
- Excellent credit is required
Capital One Venture Rewards Card
It’s best for people who travel a lot and want to get miles quickly.
The Venture Rewards card is a good choice for people who use their travel rewards card a lot. This is because new cardholders can get a generous bonus of 75,000 bonus miles if they spend $4,000 in the first three months. This more than makes up for the annual fees for several years.
You can use your Venture miles for flights or hotels, transfer them to a loyalty programme, or put them toward purchases when you shop on Amazon.com or pay with PayPal.
Pros
- Get two Venture miles for every dollar you spend on anything.
- A generous offer for new cardholders
- You can get up to a $100 credit for Global Entry or TSA Using a Venture card to pay for a PreCheck application fee
- Can shop instead of travel with miles
- Car rental insurance that covers damage and theft
- No fees for foreign transactions
Cons
- Steep $95 fee per year
- There is no introductory rate for balance transfers or purchases.
Capital One VentureOne Reward Points for Good Credit
It’s best for people who want to earn miles but don’t meet the requirements for cards with more benefits.
If you haven’t been more than 30 days late on a payment in the last 12 months, you might be able to get the Capital One VentureOne Rewards for Good Credit card.
Even though it has fewer perks than the other cards in this list, the VentureOne Rewards for Good Credit card gives you the same number of miles as the VentureOne Rewards card for people with excellent credit, and you can use them in the same ways.
Pros
- 1.25 miles per dollar spent
- You don’t have to have good credit to qualify.
- Purchases made through PayPal Checkout can be paid for with miles
- No fee per year
- No fees for foreign transactions
Cons
- High interest rate
- No offer of bonus miles for new cardholders.
- There’s no beginning APR
Capital One Venture X Card
It’s best for people who travel often enough to earn enough miles to cover the annual fee.
The best travel card that Capital One offers is the Capital One Venture X card. It has a high annual fee of $395, but you can get 10x miles on hotels and rental cars, 5x miles on flights booked through Capital One Travel, and 2x miles on everything else you buy. Once you’ve paid the annual fee, you’ll also get 10,000 bonus miles on your account’s anniversary every year.
With this card, you can get 75,000 bonus miles after spending at least $4,000 in the first three months. This is a good deal. It also comes with a lot of other great things.
Pros
- High chance of making money on miles
- A generous offer for new cardholders
- This Capital One travel card has more perks than others.
Cons
- There’s no beginning APR
- High fee every year
- Excellent credit required
Which Capital One Travel Card is best for you?
If you’re still working on getting an excellent credit score, the VentureOne Rewards for Good Credit card is your best chance of getting approved for a travel rewards card.
All of the cards have great benefits, but the VentureOne Rewards card is the best because it has the best balance of value and features. It has a low introductory APR and a new cardmember bonus that you can get even if you only spend a small amount.
