Chime Bank Hours: The Bancorp Bank or Stride Bank, N.A. issue Visa debit cards or credit cards to account holders, who also have access to an online banking system through the company’s website or mobile apps. Chime Financial, Inc. is an American financial technology company that offers fee-free mobile banking services. The collection of interchange fees is where Chime gets the majority of its income.
Bancorp Inc. owns the financial technology firm Chime. Customers can take advantage of its services and goods without worrying about overdraft fees or monthly maintenance fees, which is one of its key draws.
Continue reading to learn if Chime is open throughout regular business hours for banks.
Chime Hours for Normal Days
Since Chime is an online-only alternative to banks, it has no physical branches and is hence available 24/7. However, it does have scheduled customer service hours, and national bank holidays may have an impact on some of its banking operations.
Chime is open on the weekends. Chime does it deposit on the weekends?
Depending on when the money is transferred to your Chime account, direct deposits can happen at different times. Monday through Friday is when deposits are posted.
You can use the Chime app or website to access your account whenever you choose, including on the weekends. Chime does not operate during “typical” banking hours because there are no physical branches.
One benefit of utilising an online bank substitute is that you never have to worry about scheduling your time around visiting a physical location, even though some consumers might prefer face-to-face encounters with bank employees.
Chime Hours for Holidays
Since banks don’t normally handle deposits on holidays, Chime honours bank holidays despite not being a bank and having no physical locations. A deposit made on a federal holiday will be processed the next working day.
In 2022, the following bank holidays will be observed in the United States:
|CHIME BANK HOLIDAYS 2022|
|New Year’s Day||Saturday, Jan. 1|
|Martin Luther King Jr. Day||Monday, Jan. 17|
|Presidents Day||Monday, Feb. 21|
|Memorial Day||Monday, May 30|
|Juneteenth National Independence Day||Sunday, June 19 (closed Monday, June 20)|
|Independence Day||Monday, July 4|
|Labor Day||Monday, Sept. 5|
|Columbus Day||Monday, Oct. 10|
|Veterans Day||Friday, Nov. 11|
|Thanksgiving Day||Thursday, Nov. 24|
|Christmas Day||Sunday, Dec. 25 (closed Monday, Dec. 26)|
How to Log Into Your Chime Account After Hours
Whether online or through the Chime mobile app, Chime is set up so that you can access your account anytime you want. You may transfer money, deposit checks, and set up account alerts using the app.
If you need to make a fee-free withdrawal, Chime is also a part of a vast network of more than 38,000 MoneyPass and Visa Plus Alliance ATMs.
How to Contact Customer Service at Chime
Chime can be contacted in three ways:
- Contact information for Chime’s customer care is 844-244-6363.
- Message: To contact them, go into your Chime account.
- Chime’s customer service email is [email protected].
Please take note that customer service lines are available from 7 a.m. to 7 p.m. CT on Monday through Saturday and from 9 a.m. to 5 p.m. CT on Sunday.
Chime is not a bank; it is a provider of financial technologies. The Bancorp Bank or Stride Bank, N.A., members of the FDIC, offer banking services and issue debit cards.