The Lowe’s Advantage Credit Card from Synchrony Bank can be a very useful tool if you like to shop at Lowe’s. With 5% savings on purchases every day and options for financing big projects, a Lowe’s credit card account can save you a lot on home projects or help your contracting business make more money.
But any benefits you might get depend on whether or not you pay your bill on time and don’t have to pay finance charges.
Because of this, it’s important to know the different ways you can pay your Lowe’s card bill.
How To Make a Lowe’s Credit Card Payment
Options for credit cards at Lowe’s
Lowe’s has more credit cards than just the Lowe’s Advantage card. Each card is made for a different type of customer. When paying off your Lowe’s credit card, you need to know which card you have so that your payment goes to the right place.
Synchrony Bank gives out the following cards:
- Advantage Card at Lowe’s
- Lowe’s Visa Rewards
- Business Account at Lowe’s
- Accounts Receivable at Lowe’s
Lowe’s also lets you get an American Express Business Rewards card.
How to Pay Your Lowe’s Credit Card
There are several ways you can pay off your Lowe’s credit card, so you can choose the one that works best for you. Here’s what you need to do to pay with each method:
How to Make an Online Payment at Lowe’s
Register for an online account with the bank that gives you your Lowe’s credit card so you can pay online. Visit the American Express login page to make a payment on your American Express Lowe’s Business Rewards credit card.
For cards from Synchrony:
- Go to the online payment page for Lowe’s.
- Start the registration process by giving your account number, ZIP code, card number, and card ID number for a Synchrony card.
- Follow the on-screen instructions to finish signing up and log in to your online account.
- Set up and plan your payments. To make the payment, you’ll need your bank account number and your bank’s routing number.
How to Pay Online at Lowe’s Using QuickPay
With QuickPay from Synchrony Bank, you can pay your bill online without having to sign in. Go to the Lowe’s QuickPay page to use this option. Follow the on-screen instructions and put in your credit card number, the last four digits of your Social Security number, and your billing ZIP code.
Mailing a Payment for a Lowe’s Card
Lowe’s also takes payments through the mail. You can send a check or money order to the address on your bill, or you can use one of the following addresses:
| CARD TYPE | ADDRESS FOR REMITTING PAYMENT |
| Lowe’s Advantage Card or Lowe’s Project Card | Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914 |
| Lowe’s Visa Rewards | Lowe’s, P.O. Box 960010, Orlando, FL 32896-0010 |
| Lowe’s Business Account | Lowe’s, P.O. Box 530970, Atlanta, GA 30353-0970 |
| Lowe’s Accounts Receivable | Lowe’s P.O. Box 530954, Atlanta, GA 30353-0954 |
| Lowe’s American Express Business Rewards | Call American Express at 866-537-1397 to get the payment address for your state. |
How to Pay Your Lowe’s Credit Card in Store
Any Lowe’s store is where you can pay off your Lowe’s credit card. Visit the customer service desk if this is your first time paying for something in-store. A person who works for the company can explain how to make the payment.
Using the phone to pay a Lowe’s credit card bill
You can pay your Lowe’s credit card bill over the phone, but there may be a fee if you want to pay quickly. Call the number that goes with the type of account you have:
| ACCOUNT TYPE | PHONE NUMBER |
| Lowe’s Consumer Credit Cards | 888-840-7651 |
| Lowe’s Business Account | 888-840-7651 |
| Lowe’s Accounts Receivable | 866-232-7443 |
| Lowe’s American Express Business Rewards | 866-537-1397 |
