The Best Money Making Apps for 2022 ; Best Overall: Upwork ; Best for Cashback: Rakuten ; Best for Surveys: Survey Junkie ; Best for Car Owners: Uber ; Best Money-Making Apps to Help You Grow Your Income.
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Your smartphone is already used for everything, from banking to paying bills to managing your finances. Therefore, there is no reason not to use applications that can also make you money.
In general, the money-making applications that are described here are not going to make you a millionaire any time soon.
Top Money Making Apps
There are 31 applications on this list that can help you make money, but not every one of them will be a suitable fit for you. The following is a list of our top ten recommendations, which will be of use to the vast majority of people:
- Best for savings (and making money): Capital One Shopping
- Best for investing: Robinhood
- Best for filling out surveys: SwagBucks
- Best for price drops: Earny
- Best for selling used items: Mercari
- Best for grocery shopping: Ibotta
- Best for mystery shopping: Field Agent
- Best for health-conscious folks: Sweat Counter
- Best for small gigs: Money Machine
31 of the Most Successful Apps for Making Money in 2022
1. Capital One Shopping
Disclosure: We may receive compensation from Capital One Shopping if you choose to download the Capital One Shopping extension through the links that we offer.
Capital One Shopping is one of the greatest applications for saving money (and generating money), respectively. It is an app for shopping that may help you make money in two different ways: by locating better discounts and by offering you incentives for your purchases.
The first way is by assisting you in reducing the amount of money spent on the items that you purchase on a regular basis. Saving money on an acquisition that you were going to make in any case is the same as making money since a penny saved is the same as a penny earned.
Capital One Shopping compiles a list of websites that offer wares and displays the pricing at which they may be purchased. After you have downloaded and installed the extension on your browser, Capital One Shopping will perform an instantaneous search for the item in question, comparing prices across many retailers. You can also use the app on your phone to scan the barcodes of things that you discover in shops, and it will identify local retailers that are offering the same thing at a lower price.
Another manner in which Capital One Shopping may help you gain more money is by providing you with rewards for the purchases you make. Your account gives you the ability to add offers from both local businesses and internet sellers. If you make purchases at any of these retailers, you will earn reward points that may be redeemed for gift cards to several major online retailers. Check out our in-depth analysis of Capital One Shopping here.
2. Robinhood Free Share of Stock (Up to $200)
You won’t have to pay any commissions when you buy stocks using Robinhood, an app for investors that provides this service. The wonderful thing about this software is that it allows you to invest in partial shares of stock; therefore, even if all you have to contribute is twenty dollars, you may still have a stake in Google!
When you sign up for Robinhood—which is, by the way, completely free of charge—you will be given a free share of stock as a gift. The value of this share of stock can be anywhere from $2.50 to $200 (the value of the stock is likely to be on the low end of that range, but you do have a chance for a nice one). You may learn more about it by reading our comprehensive review of Robinhood.
Advertiser Disclosure: This advertising was supplied with information and materials by Robinhood Financial LLC and its affiliates (collectively referred to as “Robinhood”), as well as by dollardosh, a third party that is not associated with Robinhood. There is always the possibility of losing money on an investment, and it is important to understand that the historical performance of a security or financial instrument does not guarantee its future outcomes or returns. Robinhood Financial LLC and Robinhood Securities LLC, both of which are members of FINRA and SIPC, are the entities through which investors can purchase securities through Robinhood. Both FINRA and SIPC are organisations that dollardosh is not a member of.
3.Swagbucks $5 Bonus
We have already discussed the use of Swagbucks as a supplementary method of income generation. You may make this process more simpler by utilising the Swagbucks app rather than simply accessing the website on your own computer. This app, like many others that are mentioned on this page, will let you know when you are qualified to participate in surveys or do other paid chores. Click here to read the complete review.
4. MyPoints $10 Bonus
MyPoints is a well-known website that was launched in 1996 and serves as a rewards programme. It gives users several opportunities to rack up virtual points, which can then be redeemed for real-world prizes or cash. Your points can be redeemed at a later time for Amazon gift cards as well as gift cards from over 75 other retailers and restaurants. Click here to read the comprehensive evaluation of MyPoints.
5. Worthy Bonds
Worthy Bonds are offered at a low cost of only ten dollars, despite the fact that they have a guaranteed rate of return of five percent. You may buy any number of bonds you like, and then you can sit back and watch the interest you earn each week add up. Bonds have a period of 36 months, but investors are free to cash them out whenever they choose without incurring any penalties. Take a look at Worthy Bonds, or read this page for the whole Worthy Bonds Review.
Public is an app for social investing that allows you to increase your level of financial knowledge with your peers. You are able to construct a portfolio regardless of the size of your financial resources since Public provides fractional shares of hundreds of public businesses and ETFs.
Because going to Public is meant to be a communal event, they provide their members with a variety of opportunities to win free slices of stock (with a value of up to ten dollars) for introducing their friends. Each Public member receives their own one-of-a-kind sharing link, much as with other applications. In addition, Public enables you to broadcast your transactions outside of the application (even to Instagram stories! ), and if you do so and your friends join Public and are authorised, you are eligible to get free stock. In addition, you may acquire free stock by encouraging your friends to participate in chat groups. You will also get free stock for that after they have joined and been authorised once they have joined. The more of your friends that join you, the more pizza you will receive. You may find our thoughts on Public right here.
7. Acorns $10 Bonus
Acorns is an excellent programme for saving money and investing, and new users get $10 just for joining up. Acorns can assist you in keeping tabs on your day-to-day finances, putting money away for the future, and developing an investing strategy that is tailored to your individual risk tolerance. You can find a comprehensive review of Acorns here.
If you make your purchases with a credit card or through a store app, there is a good likelihood that some of the things you purchase are covered by price protection plans. Your purchase will be refunded to you at the lower amount if the price reduces within a predetermined length of time after it. Earny establishes a connection with your payment cards in order to look for price reductions and subsequent reimbursements automatically. The programme deducts a 25% fee from any refunds it successfully secures for you. But even so, it’s not yours to keep. Read on for the whole analysis of Earny.
You may search for rewards, discounts, and promotional offers with this app that gives you cash back. Installing the Rakuten app might help you save money if you do a lot of shopping on your mobile device. Additionally, the app will send you push alerts if there are new discounts or specials.
10. Google Opinion Rewards
This is another another survey app that allows you to receive questionnaires once every seven days or so. When you use this app, you will earn awards that may be redeemed in the Google Play store. The surveys are often rather brief and may contain questions such as rating various types of advertisements.
11. Money Machine
This software is comparable to others that are centred on surveys and gives you the opportunity to make money by viewing videos and performing various other simple online chores. It will let you know when various sorts of offers are available for you to complete. After that, you’ll have the option to move the rewards over to your cash balance on your PayPal account.
This app will notify you whenever you are eligible to participate in a paid survey. You can obtain alerts for surveys for which you qualify after first setting up your profile ahead of time and getting such notifications. In addition to that, you may test advertisements, act as a mystery shopper, or evaluate products. You will earn prizes that may be used in the iPolls online store at any time.
This programme simply converts the number of steps you take each day into cash. It will monitor your activities and then award you with sweat currency if you complete certain goals. You are unable to convert the digital money into cash at this time. However, you have the option of either spending it in-app on various goods and services or donating it to a charitable organisation in exchange for cash. Simply going about one’s normal business might result in simple financial gain.
If you are always taking pictures with your mobile device, Foap could be able to help you make some extra cash. You will be able to sell your photographs to businesses and private persons all around the world. You may make money off of the photographs you already have by posting them in an online portfolio. You might even participate in particular missions designed to sell images to companies like Pepsi or Bank of America. You will be able to withdraw your money from Foap using PayPal.
Using Mercari, you can convert your annual spring cleaning into cash. You may sell everything from toys to clothing with this business that is based on an app. Your listings are provided at no cost. When the sale is finalised, you will only be responsible for paying a 10 percent transaction fee. Additionally, if you are looking to purchase secondhand goods online, this is an excellent destination.
Do you have an interest in becoming a mystery shopper? Mobee makes it simple for you to accomplish this. After downloading the app, you may select a location on the map to visit. You may earn experience and achieve objectives at a wide array of shops and eateries. You will earn points for completing each quest, and those points may be redeemed for merchandise or gift cards.
17. Offer Up
Another straightforward method for selling unwanted items is presented here. Simply download the app, and from there, you may sell virtually anything. This app is designed for local sales of larger goods like furniture, but in addition to those categories, you can also locate products for babies and children, as well as clothing, electronics, and other categories.
18. Task Rabbit
Check out Task Rabbit if you’re interested in making money in your neighbourhood by performing simple jobs and running errands for other people. You may make money by doing these tasks for your neighbours and then pay out your earnings when you’re through. It has the potential to be a profitable side gig.
When you go shopping, use Ibotta to save money with cash back rebates or earn points for buying brands you already buy often. You may earn additional rewards by either adding your store loyalty cards to the app or emailing in your receipts once you have completed your shopping. You may cash in your cash back using PayPal, Venmo, or in the form of gift cards. Alternatively, you can cash in your cash back.
Using this book software, you will be able to determine the retail price of secondhand books and textbooks. Simply take a picture of the book’s ISBN using the camera on your mobile device, and you will be able to look up the book’s value on the internet. Even a shipping label for the books you submit to Bookscouter may be generated with the help of this software on your device. This is an excellent tool to have if you want to get rid of some books, make some money off of your old textbooks from college, or look for possibly valuable used books at garage sales and thrift stores.
Another programme that allows you to profit from the images you take on your smartphone is shown here. As you sell images to companies using this gamified software, you will earn points and progress through the levels. You may establish a portfolio with the app, and then share your images with anybody you choose to share them with. Additionally, you have the option to get notifications on requests that you might be able to accomplish.
Using this application, you will be able to sell various objects that you may have laying about the house. The emphasis is placed on CDs, DVDs, and video games. You may obtain an immediate price quote for the item by taking a picture of it using the app and then submitting it. You won’t be charged to send the products to Decluttr, and the company will put the money into your account the very following business day.
23. Checkout 51
This software allows you to clip coupons as well as earn cash back on purchases. It gives you the ability to look for and store coupons before you head to the grocery store. Then, when you make purchases of your preferred brands, you may utilise the app to receive cash back on those purchases.
The application process for Lyft drivers is comparable to that of Uber, although with slightly more severe requirements. However, if you want to make a little extra money on the side, you may easily do so by installing this app on your phone and offering rides to others as you go about your day.
This application is intended at those who want to make a few extra cash, but you also have the opportunity to become a Gigwalker on a full-time basis. You may locate local gigs by making use of the app’s in-built mapping functionality. The tasks of putting together furniture, walking the dog, and performing simple errands are all examples of possible gigs. The amount of money you make and the number of gigs you get depend on where you reside.
26. Surveys On the Go
This is another another app in the survey genre that allows you to create a profile before granting you access to paid surveys to complete. It gives you the ability to evaluate and review shopping experiences and items, as well as movies and television series. When you download the app, you will immediately receive one dollar as a welcome bonus.
The previous version of the eLance website has been replaced with this one. It functions similarly to the other gig applications discussed on this page in that it enables users to locate available gigs. On the other hand, the vast majority of these engagements will be conducted online. You may work as a web developer, a writer, or a virtual assistant to make money online. You may also configure the app to get notifications about job vacancies and other relevant information.
This software provides scratch-and-win games that are free to play and may earn you points or even real money if you play them often enough. The tickets you receive can be redeemed for a variety of prizes, including entries into competitions, magazine subscriptions, gift cards, and more.
Have additional unnecessary items that need to be eliminated? Give Letgo a try. The application makes use of image recognition and artificial intelligence to give objects titles and place them in appropriate categories as you make your list. Even massive products might be sold to customers in the immediate area.
30. Field Agent
You will be able to get notifications on this app about any tasks that are taking place in your immediate vicinity. Your primary objective is to assist businesses in providing superior service to their respective clientele. You may accomplish this by going to the stores in your neighbourhood, purchasing for the items you need, or snapping pictures. You may also participate in polls or surveys by answering questions. You will be able to get the income that you earn through either direct deposit or Dwolla.
Using this software to make money will need you to put in somewhat more effort than usual. However, if you put in the effort necessary, driving for Uber may become a full-time occupation. However, for many others, it is only a side employment. You might want to think about signing up to drive and then just turning on the app while you go about the rest of your day. On your way to work or school, for example, you might be able to pick up a ride for someone else in exchange for a little bit of additional cash.
How to Make Money with Apps
There is a wide variety of potential revenue streams associated with mobile applications, some of which are more mechanised than others. To get started, you will need to make a decision on which app you want to utilise and how you want to make money before proceeding.
Your options include:
- Cash back – Many shopping browser extensions and cash back portals may help you save money on purchases you were about to make anyway, giving you cash back that can be applied to gift cards or just given to you straight up.
- Small activities – Many of these applications provide you the opportunity to make money by completing tasks that are only a few minutes long, such as filling out surveys, viewing movies, or even playing online games. You can even complete most of them while focusing on other things.
- Larger projects – Apps like these allow you to put up a profile and market your services or select from a list of assignments that you wish to get paid for, and they give you the option to do either.
- Investing is a very hands-off method of making money since it allows you to make money based on the amount that you invest. To get started, you won’t need an excessive amount of capital.
After that, all you need to do is create an account and go through the steps that are outlined for you to get started using the platform. Reading through their terms and conditions, despite the fact that it can sound a little bit monotonous, is useful for learning things like how you will get compensated for your work.
How to Determine Which Application Is Right for You
Finding the app that suits your needs the most could need some trial and error. Consider how much time you have available to spend using the app before moving on to next steps. For instance, if you would rather have a more passive method of making money, then Robinhood, Public, or Capital One shopping is your best pick. This is because you don’t really have to do too much to begin receiving money as a result of your efforts, and you can start earning money right away.
Signing up for an app like Swagbucks or Field Agent gives you the option to make a few hundred dollars a month without putting in a lot of work, and if you have some spare time and believe it could be enjoyable, you can take advantage of this opportunity.
However, if you want to increase the amount of money you make, your best chance is to use an app that allows you to post work opportunities, such as UpWork or TaskRabbit. Alternately, you could put a greater quantity of money into an investing app and let the power of compound interest to do the heavy lifting for you.
Scams to Avoid
Regrettably, there are con artists in the world who will try to steal the money you’ve worked so hard to acquire from you. Always keep in mind that you should go as far away as possible from any applications or persons that approach you and demand that you pay or spend money in order to get incentives. You will, indeed, be required to invest money in order to use investing applications; but, you will not be required to pay anything in order to access your own cash. If you are confused as to whether or not an app is legitimate, you should err on the side of caution and refrain from signing up for it.
The Method Behind the Creation of This List
We went through hundreds of different applications, rating them based on a variety of criteria, including simplicity of use, reward levels, the kinds of activities they provide, and the amount of time it can take you to do tasks. The ones that we chose were, in the end, the ones that were the least complicated to use, the ones that provided excellent customer service, and the ones that let you to receive incentives in return for a decent amount of time and work.
There are a lot of different methods to generate money, and one of the most innovative ways to do it is by using applications. After all, many of the possibilities on our list do not cost anything, and they do not demand a significant investment of your time before you can begin to enjoy the benefits. You should go ahead and give some of them a shot since, if all goes well, you should start earning some money in no time at all.